FTMO
Funding Pips
| Rating | 4.9 | 4.8 |
| Market | Forex/CFD | Forex/CFD |
| Evaluation | 2-Step / 1-Step | 1-Step / 2-Step / Instant |
| Account sizes | $10K–$200K | $5K–$200K (up to $2M) |
| Max drawdown | 10% max / 5% daily | 10% static (2-step) |
| Profit split | 80–90% | 60–100% |
| Min. trading days | 4 per phase | 5 (2-step) |
| Refund policy | Refunded on 1st payout | Refunded with 1st payout |
| Price (100K) | $585 | $850 |
| Payout speed | 14-day cycle, 1–2 days processing | 5-day cycles |
| Scaling plan | +25% per cycle, up to $400K | Up to $2M |
Conclusion: both FTMO and Funding Pips are worth considering in 2026. By overall rating, FTMO leads by 0.1 points. Match the rules to your style before deciding.