TopStep
Funding Pips
| Rating | 4.8 | 4.8 |
| Market | Futures | Forex/CFD |
| Evaluation | 2-Step / Instant | 1-Step / 2-Step / Instant |
| Account sizes | $50K–$150K | $5K–$200K (up to $2M) |
| Max drawdown | Trailing, $3K on $100K | 10% static (2-step) |
| Profit split | 100% up to $10K, then 90% | 60–100% |
| Min. trading days | 7 (Combine) | 5 (2-step) |
| Refund policy | Not documented | Refunded with 1st payout |
| Price (100K) | $99/mo (Combine) | $850 |
| Payout speed | Bi-weekly / 1-3 business days | 5-day cycles |
| Methods | ACH|PayPal|Wise | — |
| Scaling plan | 25–50% after 4 profitable months | Up to $2M |
Conclusion: both TopStep and Funding Pips are worth considering in 2026. By overall rating, TopStep leads by 0.0 points. Match the rules to your style before deciding.