Apex Trader Funding
TopStep
| Rating | 4.2 | 4.8 |
| Market | Futures | Futures |
| Evaluation | 1-Step | 2-Step / Instant |
| Account sizes | $25K–$150K | $50K–$150K |
| Max drawdown | Trailing, $3K on $100K | Trailing, $3K on $100K |
| Profit split | 100% (Sim Funded) | 100% up to $10K, then 90% |
| Min. trading days | 5 qualifying days | 7 (Combine) |
| Refund policy | No refund on eval fee | Not documented |
| Price (100K) | $207–$399 | $99/mo (Combine) |
| Payout speed | 5-day cycle | Bi-weekly / 1-3 business days |
| Methods | — | ACH|PayPal|Wise |
| Scaling plan | No classic scaling; PA fee model | 25–50% after 4 profitable months |
Conclusion: both Apex Trader Funding and TopStep are worth considering in 2026. By overall rating, TopStep leads by 0.6 points. Match the rules to your style before deciding.