The5ers
TopStep
| Rating | 4.5 | 4.8 |
| Market | Forex/CFD | Futures |
| Evaluation | 1-Step / 2-Step | 2-Step / Instant |
| Account sizes | $6K–$100K | $50K–$150K |
| Max drawdown | 4% daily / 6% max | Trailing, $3K on $100K |
| Profit split | 50% start, up to 100% | 100% up to $10K, then 90% |
| Min. trading days | 6 across phases | 7 (Combine) |
| Refund policy | Not stated | Not documented |
| Price (100K) | $875 | $99/mo (Combine) |
| Payout speed | Bi-weekly / 16h average | Bi-weekly / 1-3 business days |
| Methods | Rise|Crypto|Bank Transfer | ACH|PayPal|Wise |
| Scaling plan | Up to ~$4M; salary option | 25–50% after 4 profitable months |
Conclusion: both The5ers and TopStep are worth considering in 2026. By overall rating, TopStep leads by 0.3 points. Match the rules to your style before deciding.