FundedNext
TopStep
| Rating | 4.6 | 4.8 |
| Market | Forex/CFD / Futures | Futures |
| Evaluation | 2-Step / 1-Step / Instant | 2-Step / Instant |
| Account sizes | $6K–$200K (up to $4M) | $50K–$150K |
| Max drawdown | 10% static (2-step) | Trailing, $3K on $100K |
| Profit split | 80–95% | 100% up to $10K, then 90% |
| Min. trading days | 5 | 7 (Combine) |
| Refund policy | Refunded on 1st payout | Not documented |
| Price (100K) | $400 | $99/mo (Combine) |
| Payout speed | Bi-weekly / 5h average | Bi-weekly / 1-3 business days |
| Methods | USDT (ERC20)|USDT (TRC20)|USDC (ERC20) | ACH|PayPal|Wise |
| Scaling plan | +40% steps, up to $4M | 25–50% after 4 profitable months |
Conclusion: both FundedNext and TopStep are worth considering in 2026. By overall rating, TopStep leads by 0.2 points. Match the rules to your style before deciding.