Funding Pips
TopStep
| Rating | 4.8 | 4.8 |
| Market | Forex/CFD | Futures |
| Evaluation | 1-Step / 2-Step / Instant | 2-Step / Instant |
| Account sizes | $5K–$200K (up to $2M) | $50K–$150K |
| Max drawdown | 10% static (2-step) | Trailing, $3K on $100K |
| Profit split | 60–100% | 100% up to $10K, then 90% |
| Min. trading days | 5 (2-step) | 7 (Combine) |
| Refund policy | Refunded with 1st payout | Not documented |
| Price (100K) | $850 | $99/mo (Combine) |
| Payout speed | 5-day cycles | Bi-weekly / 1-3 business days |
| Methods | — | ACH|PayPal|Wise |
| Scaling plan | Up to $2M | 25–50% after 4 profitable months |
Conclusion: both Funding Pips and TopStep are worth considering in 2026. By overall rating, Funding Pips leads by 0.0 points. Match the rules to your style before deciding.