TopStep
Apex Trader Funding
| Rating | 4.8 | 4.2 |
| Market | Futures | Futures |
| Evaluation | 2-Step / Instant | 1-Step |
| Account sizes | $50K–$150K | $25K–$150K |
| Max drawdown | Trailing, $3K on $100K | Trailing, $3K on $100K |
| Profit split | 100% up to $10K, then 90% | 100% (Sim Funded) |
| Min. trading days | 7 (Combine) | 5 qualifying days |
| Refund policy | Not documented | No refund on eval fee |
| Price (100K) | $99/mo (Combine) | $207–$399 |
| Payout speed | Bi-weekly / 1-3 business days | 5-day cycle |
| Methods | ACH|PayPal|Wise | — |
| Scaling plan | 25–50% after 4 profitable months | No classic scaling; PA fee model |
Conclusion: both TopStep and Apex Trader Funding are worth considering in 2026. By overall rating, TopStep leads by 0.6 points. Match the rules to your style before deciding.