TopStep
FundedNext
| Rating | 4.8 | 4.6 |
| Market | Futures | Forex/CFD / Futures |
| Evaluation | 2-Step / Instant | 2-Step / 1-Step / Instant |
| Account sizes | $50K–$150K | $6K–$200K (up to $4M) |
| Max drawdown | Trailing, $3K on $100K | 10% static (2-step) |
| Profit split | 100% up to $10K, then 90% | 80–95% |
| Min. trading days | 7 (Combine) | 5 |
| Refund policy | Not documented | Refunded on 1st payout |
| Price (100K) | $99/mo (Combine) | $400 |
| Payout speed | Bi-weekly / 1-3 business days | Bi-weekly / 5h average |
| Methods | ACH|PayPal|Wise | USDT (ERC20)|USDT (TRC20)|USDC (ERC20) |
| Scaling plan | 25–50% after 4 profitable months | +40% steps, up to $4M |
Conclusion: both TopStep and FundedNext are worth considering in 2026. By overall rating, TopStep leads by 0.2 points. Match the rules to your style before deciding.