TopStep
The5ers
| Rating | 4.8 | 4.5 |
| Market | Futures | Forex/CFD |
| Evaluation | 2-Step / Instant | 1-Step / 2-Step |
| Account sizes | $50K–$150K | $6K–$100K |
| Max drawdown | Trailing, $3K on $100K | 4% daily / 6% max |
| Profit split | 100% up to $10K, then 90% | 50% start, up to 100% |
| Min. trading days | 7 (Combine) | 6 across phases |
| Refund policy | Not documented | Not stated |
| Price (100K) | $99/mo (Combine) | $875 |
| Payout speed | Bi-weekly / 1-3 business days | Bi-weekly / 16h average |
| Methods | ACH|PayPal|Wise | Rise|Crypto|Bank Transfer |
| Scaling plan | 25–50% after 4 profitable months | Up to ~$4M; salary option |
Conclusion: both TopStep and The5ers are worth considering in 2026. By overall rating, TopStep leads by 0.3 points. Match the rules to your style before deciding.