TopStep
Lucid Trading
| Rating | 4.8 | 4.5 |
| Market | Futures | Futures |
| Evaluation | 2-Step / Instant | 1-Step / Instant |
| Account sizes | $50K–$150K | $25K–$150K (max $750K) |
| Max drawdown | Trailing, $3K on $100K | EOD, no intraday trailing |
| Profit split | 100% up to $10K, then 90% | Up to 90% |
| Min. trading days | 7 (Combine) | 2 |
| Refund policy | Not documented | Not stated; $0 activation |
| Price (100K) | $99/mo (Combine) | $171–$300 |
| Payout speed | Bi-weekly / 1-3 business days | ~15 min (tracked ≤1 day) |
| Methods | ACH|PayPal|Wise | — |
| Scaling plan | 25–50% after 4 profitable months | Paths to LucidLive/Maxx |
Conclusion: both TopStep and Lucid Trading are worth considering in 2026. By overall rating, TopStep leads by 0.3 points. Match the rules to your style before deciding.